Holistic Financial Planning & Risks Management
Our Services
Centric Advisors offers independent financial management and advisory services for individuals and businesses in the following areas:
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Whether it's developing a personal financial roadmap, implementing a needs-based family insurance strategy, creating a customized executive benefits program for a business or architecting a tax-advantaged qualified retirement program for business owner, we AIM to provide a holistically planned, innovative and practical financial programs for our valued clients.
We have access to products and services from an incredible array of market-leading companies, which allows us to develop client-centric, needs-focused financial strategies.
Individual Retirement
Retirement Needs Analysis
Traditional and Roth IRAs
Qualified Employer Sponsored Retirement Plans
Defined Contribution - 401(k), 403(b)
Defined Benefit
Profit Sharing
SEP & Simple IRAs
Non-Qualified Business Owner/Executive Benefits
Executive Bonus Plan (section 162)
Deferred Compensation (457 plan)
Split-Dollar Life Insurance
Annuities (Guaranteed Lifetime Income)
Fixed (single flexible & immediate)
Variable Annuities (immediate & flexible payment)
Equity Indexed Annuities
Life Insurance (Tax-Free Supplemental Retirement Income)
Whole Life
Universal Life
Variable Universal Life
Business Planning
Buy-Sell Agreement
Key-Person Coverage
Business Succession Plan
Stock Redemption Plans
Family Protection
Annual Renewable Term
Level Term — 10-, 15- , 20- and 30-Year
Whole Life
Universal Life
Variable Universal Life
Survivorship Variable Universal Life
Survivorship Universal Life
Disability Risks
Individual Disability Income
Individual Long-Term Care
Life Insurance
Annual Renewable Term
Level Term — 10-, 15- , 20- and 30-Year
Whole Life
Universal Life
Variable Universal Life
Survivorship Variable Universal Life
Survivorship Universal Life
Annuity
Qualified Longevity Annuity Contract
Stretched IRA
Deffered RMD
Fixed-Income Investments
Mutual Funds (income-oriented)
Municipal and Government Bonds
Money Markets
Certificates of Deposit
Equity Investments
Mutual Funds (growth-oriented)
Large Cap Growth/Value Funds
Small/Mid Cap Growth/Value Funds
International Equity Funds
Asset Allocation Funds
Sector Funds
ETFs
Publicly Traded Stocks
Financial Planning
Non-Fee Needs Analysis
Personal Financial Plans
Focused Needs Plans
Personal Financial Plans with Estate Planning